Debt limit issue is always unnecessary

It seems the government of the United States has to always have some brinksmanship and argument going that is completely unnecessary, if for no other reason than to further divide the American people. Such has been the case with the default talks that took place over the last several weeks in a highly-publicized way.
The debt limit, or debt ceiling, is a restriction on how much the federal government can borrow to pay its bills and allocate funds for future investments. According to usafacts.org, when Congress appropriates or directs government money to be spent, the government is obligated to pay those funds, creating a bill it must pay.
This bill, also known as the national debt, is the amount of money the federal government has already borrowed to cover outstanding expenses in past fiscal years. The national debt is composed of debt held by the public in the form of government securities and intragovernmental debt, debt which one part of the federal government owes to another.
The debt ceiling is currently set at $31.46 trillion.
On May 1, Treasury Secretary Janet Yellen informed Congress that the government could run out of cash as early as June 1 if the debt ceiling is not raised or suspended in time. Despite this typically being routine business to pay past bills, the government has turned it into a circus, and as usual, both parties have a hand in what’s going on in the center ring.
The Republican party wants an increase in the debt ceiling to include deep spending cuts, which the Democratic party is having a tough time agreeing to do. It seems to us failing to raise the debt ceiling is not wise, as it “would have ‘catastrophic economic consequences,’ most likely resulting in a financial crisis as the country defaults on its legal obligation to repay its national debt,” according to the same website. This threat is especially harmful today as the U.S. continues to recover from its most recent recession during the pandemic. Essentially the stock markets would melt down, and the average citizen would lose a lot of money—all because our government thought a game of chicken would be better than tackling the debt and spending issues plaguing this country at a more appropriate time.
There is no doubt this country needs to cut back on spending. The Republicans certainly have a point there. Like any business or household, it should only spend what it brings in, and make sure it takes care of American citizens and projects first before handing out money like candy to virtually every country on the planet.
That being said, the money needed for the debt ceiling only pays for debt the country already owes. Defaulting on that money will always be a lousy idea. It’s no different from racking up a bunch of charges on a credit card and then refusing to pay the bill.
Our government needs to raise the debt ceiling as needed and then get serious about cutting spending and balancing the budget. Enough of the games. Too much is at risk.